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Fiscal
FISCAL is focused on small community banking software solutions. For over thirty years, our products have delivered standardization and efficiency to banks and credit unions across the country. We understand how you work.
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Recent Posts

Essential Excel Formulas for Financial Analysts and Underwriting

May 18, 2023

Loan analysts use Excel nearly every day. Many learned the formulas, functions, and how to set up spreads on their own, asking colleagues or searching the internet for help. Even with their hands-on...

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Financial Statement Spreading in Excel vs. Software

April 26, 2023

Many community banks today manage financial statement spreading using Excel. Others opt for spreading software solutions. Both have their pros and cons, depending on the size of your institution,...

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Loan Underwriting Software Comparison Guide

April 13, 2023

Not all loan underwriting software is created equal. Just as there are many different kinds of lending institutions, from large commercial banks to small credit unions, there are many software...

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When You Should Transition to Financial Spreading Software

March 30, 2023

Transitioning to financial spreading software is a big step for community banks and credit unions. Before making the switch, they must consider need, benefits and cost. In our experience, banks and...

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Financial Spreading Process Automation for Small Banks

March 21, 2023

Automation has been a game changer for countless businesses, including those in banking and lending. Spreading process automation eases the workload for loan officers by taking rote tasks off their...

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5 Ways Credit Union Lending Software Optimizes Loan Processing

February 21, 2023

Including member business lending in your credit union's offerings comes with added responsibility. Credit unions must adhere to regulations and undergo a higher level of scrutiny from examiners when...

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5 Insider Tips for Using Commercial Lending Software

February 07, 2023

Investing in commercial lending software is a commitment. It takes time and resources to integrate the product into your processes and get employees the credentials and training they need. It’s also...

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What to Look for in Loan Tracking Software | The Top 5 Features

January 24, 2023

Credit unions and community banks commonly use Microsoft Excel for tracking loan covenants and financial documents, while some banks prefer to perform tracking tasks using the bank’s core system. The...

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The Pros and Cons of Commercial Loan Analysis Worksheets

January 10, 2023

Helping a business grow or a new business open its doors is one of the most satisfying parts of working in commercial lending. However, the process of analyzing and approving small business loans can...

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