--- title: News-Updates description: Whether you're a community bank or credit union, learn how our consistent and smart tools help streamline statement spreading and tracking. --- [Contact Us | 800.248.5550](https://www.fiscalcs.com/contact-us-form/) Monday – Friday, 9:00 – 5:30 ET [![fiscal-forward-logo-reverse-color](https://blog.fiscalcs.com/hs-fs/hubfs/fiscal-forward-logo-reverse-color.png?width=2000&height=938&name=fiscal-forward-logo-reverse-color.png "fiscal-forward-logo-reverse-color")](https://www.fiscalcs.com/) - [SPREADING](https://www.fiscalcs.com/financial-statement-spreading-and-analysis/) - [SPREADING Overview & Features](https://www.fiscalcs.com/financial-statement-spreading-and-analysis/) - [SPREADING Demo](https://www.fiscalcs.com/fiscal-demo-request/) - [FAQs](https://www.fiscalcs.com/faqs/) - [TRACKING](https://www.fiscalcs.com/exception-tickler-tracking/) - [TRACKING Overview & Features](https://www.fiscalcs.com/exception-tickler-tracking/) - [TRACKING Demo](https://www.fiscalcs.com/tracking-demo-request/) - [FAQs](https://www.fiscalcs.com/faqs/) - [About Fiscal](https://www.fiscalcs.com/about-us/) - [About FISCAL](https://www.fiscalcs.com/about-us/) - [The FISCAL Story](https://www.fiscalcs.com/our-story/) - [Testimonials](https://www.fiscalcs.com/testimonials/) - [Support](https://www.fiscalcs.com/support-services/) - [Banks](https://www.fiscalcs.com/solutions-for-community-banks/) - [Credit Unions](https://www.fiscalcs.com/solutions-for-credit-unions/) - [Blog](https://blog.fiscalcs.com/news-updates) - [PRODUCT DEMO](https://www.fiscalcs.com/product-demo/) # News & Updates ## Subscribe here. 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Path 2 ## [Top Spreading Software Features for Small Credit Unions](https://blog.fiscalcs.com/news-updates/small-credit-union-software) ## [AI Tools for Finance: What is the Role of AI in Community Banking?](https://blog.fiscalcs.com/news-updates/ai-tools-for-finance) ## [Accurately Calculating Annual Debt Service in Excel](https://blog.fiscalcs.com/news-updates/calculating-annual-debt-service) ## [AI Lending Platforms: The Capabilities, Benefits and Challenges](https://blog.fiscalcs.com/news-updates/ai-lending-platforms-the-capabilities-benefits-and-challenges) ## [How to Calculate CFADS: Cash Flow Available for Debt Service](https://blog.fiscalcs.com/news-updates/how-to-calculate-cfads-cash-flow-available-for-debt-service) ## [What Is a Tickler System and How Do I Use It In Excel?](https://blog.fiscalcs.com/news-updates/what-is-a-tickler-system-and-how-do-i-use-it-in-excel) ## [FISCAL Forward Launch Advances Financial Statement Spreading Efficiency](https://blog.fiscalcs.com/news-updates/fiscal-forward-launch) ## [Financial Statement Spreading for Small Business: Your Ultimate Guide](https://blog.fiscalcs.com/news-updates/financial-statement-spreading-guide) ## [Spreading Financials: Common Mistakes to Avoid](https://blog.fiscalcs.com/news-updates/spreading-financials-mistakes) ## [6 Tips for Bank Financial Statement Analysis in Excel](https://blog.fiscalcs.com/news-updates/6-tips-for-bank-financial-statement-analysis-in-excel) ## [Optimize Your Loan Risk Analysis Process](https://blog.fiscalcs.com/news-updates/optimize-your-loan-risk-analysis-process) ## [Banking Software Solutions: Core Systems and Lending Software](https://blog.fiscalcs.com/news-updates/banking-software-solutions-core-systems-and-lending-software) ## [Essential Excel Formulas for Financial Analysts and Underwriting](https://blog.fiscalcs.com/news-updates/essential-excel-formulas-for-financial-analysts-and-underwriting) ## [Financial Statement Spreading in Excel vs. Software](https://blog.fiscalcs.com/news-updates/financial-statement-spreading-in-excel-vs.-software) ## [Loan Underwriting Software Comparison Guide](https://blog.fiscalcs.com/news-updates/loan-underwriting-software-comparison) ## [When You Should Transition to Financial Spreading Software](https://blog.fiscalcs.com/news-updates/when-you-should-transition-to-financial-spreading-software) ## [4 Benefits of Automated Financial Spreading for Small Banks](https://blog.fiscalcs.com/news-updates/benefits-automated-financial-spreading-for-small-banks) ## [5 Ways Credit Union Lending Software Optimizes Loan Processing](https://blog.fiscalcs.com/news-updates/5-ways-credit-union-lending-software-optimizes-processing) ## [5 Insider Tips for Using Commercial Lending Software](https://blog.fiscalcs.com/news-updates/commercial-lending-software-tips) ## [What to Look for in Loan Tracking Software | The Top 5 Features](https://blog.fiscalcs.com/news-updates/loan-tracking-software-features) ## [The Pros and Cons of Commercial Loan Analysis Worksheets](https://blog.fiscalcs.com/news-updates/commercial-loan-analysis-worksheets) [How to Find the Right Credit Risk Software for Your Institution](https://blog.fiscalcs.com/news-updates/credit-risk-software) [How to Make Tax Return Analysis More Efficient for Lenders](https://blog.fiscalcs.com/news-updates/tax-return-analysis-software) [5 Exception Tracking Best Practices to Track More Efficiently](https://blog.fiscalcs.com/news-updates/5-exception-tracking-best-practices) [4 Features Your Financial Statement Analysis Software Must Have](https://blog.fiscalcs.com/news-updates/financial-statement-analysis-software-features) [How to Quickly Calculate Debt Service Coverage Ratio \[Guide for Banks\]](https://blog.fiscalcs.com/news-updates/how-to-quickly-calculate-debt-service-coverage-ratio-guide-for-banks) [Normalizing Unusual Financial Statements](https://blog.fiscalcs.com/news-updates/normalizing-unusual-financial-statements) [Benefits of a Tickler System Software](https://blog.fiscalcs.com/news-updates/benefits-of-a-tickler-tracking-solution) [How FISCAL Helped Banks and Credit Unions During COVID-19](https://blog.fiscalcs.com/news-updates/how-fiscal-helped-banks-during-covid-19) [Global Cash Flow Analysis: How to Get it Right](https://blog.fiscalcs.com/news-updates/global-cash-flow-how-to-get-it-right) [How Excel Might be Slowing Down your Efficiency- FISCAL SPREADING](https://blog.fiscalcs.com/news-updates/how-excel-might-be-slowing-down-your-efficiency-fiscal-spreading) [How Excel Might be Slowing Down Your Loan Tracking Efficiency – FISCAL TRACKING](https://blog.fiscalcs.com/news-updates/how-excel-might-be-slowing-down-your-efficiency-fiscal-tracking) ## Want to learn even more about FISCAL and what’s going on in our world? 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