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FISCAL is focused on small community banking software solutions. For over thirty years, our products have delivered standardization and efficiency to banks and credit unions across the country. We understand how you work.
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Recent Posts

When You Should Transition to Financial Spreading Software

March 30, 2023

Transitioning to financial spreading software is a big step for community banks and credit unions. Before making the switch, they must consider need, benefits and cost. In our experience, banks and...

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Financial Spreading Process Automation for Small Banks

March 21, 2023

Automation has been a game changer for countless businesses, including those in banking and lending. Spreading process automation eases the workload for loan officers by taking rote tasks off their...

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5 Ways Credit Union Lending Software Optimizes Loan Processing

February 21, 2023

Including member business lending in your credit union's offerings comes with added responsibility. Credit unions must adhere to regulations and undergo a higher level of scrutiny from examiners when...

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5 Insider Tips for Using Commercial Lending Software

February 07, 2023

Investing in commercial lending software is a commitment. It takes time and resources to integrate the product into your processes and get employees the credentials and training they need. It’s also...

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What to Look for in Loan Tracking Software | The Top 5 Features

January 24, 2023

Credit unions and community banks commonly use Microsoft Excel for tracking loan covenants and financial documents, while some banks prefer to perform tracking tasks using the bank’s core system. The...

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The Pros and Cons of Commercial Loan Analysis Worksheets

January 10, 2023

Helping a business grow or a new business open its doors is one of the most satisfying parts of working in commercial lending. However, the process of analyzing and approving small business loans can...

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How to Find the Right Credit Risk Software for Your Institution

December 20, 2022

Today’s banks have a wide selection of options when it comes to loan origination and credit risk software. Community banks and credit unions are seeking software that’s going to make the process less...

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How to Make Tax Return Analysis More Efficient for Lenders

December 06, 2022

Tax returns are an essential tool for analyzing the financial health of a small business and better understanding cash flow. While there is a wealth of information within these forms, tax returns...

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5 Exception Tracking Best Practices to Track More Efficiently

November 29, 2022

If there’s one constant in tracking, it’s that the specifics of what is tracked changes from customer to customer. What exceptions are tracked and how they’re tracked can even vary between officers...

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