--- title: News-Updates | Loan Analysis description: Loan Analysis | Whether you're a community bank or credit union, learn how our consistent and smart tools help streamline statement spreading and tracking. --- [Contact Us | 800.248.5550](https://www.fiscalcs.com/contact-us-form/) Monday – Friday, 9:00 – 5:30 ET [![fiscal-forward-logo-reverse-color](https://blog.fiscalcs.com/hs-fs/hubfs/fiscal-forward-logo-reverse-color.png?width=2000&height=938&name=fiscal-forward-logo-reverse-color.png "fiscal-forward-logo-reverse-color")](https://www.fiscalcs.com/) - [SPREADING](https://www.fiscalcs.com/financial-statement-spreading-and-analysis/) - [SPREADING Overview & Features](https://www.fiscalcs.com/financial-statement-spreading-and-analysis/) - [SPREADING Demo](https://www.fiscalcs.com/fiscal-demo-request/) - [FAQs](https://www.fiscalcs.com/faqs/) - [TRACKING](https://www.fiscalcs.com/exception-tickler-tracking/) - [TRACKING Overview & Features](https://www.fiscalcs.com/exception-tickler-tracking/) - [TRACKING Demo](https://www.fiscalcs.com/tracking-demo-request/) - [FAQs](https://www.fiscalcs.com/faqs/) - [About Fiscal](https://www.fiscalcs.com/about-us/) - [About FISCAL](https://www.fiscalcs.com/about-us/) - [The FISCAL Story](https://www.fiscalcs.com/our-story/) - [Testimonials](https://www.fiscalcs.com/testimonials/) - [Support](https://www.fiscalcs.com/support-services/) - [Banks](https://www.fiscalcs.com/solutions-for-community-banks/) - [Credit Unions](https://www.fiscalcs.com/solutions-for-credit-unions/) - [Blog](https://blog.fiscalcs.com/news-updates) - [PRODUCT DEMO](https://www.fiscalcs.com/product-demo/) # News & Updates ## Subscribe here. Enter your email address to get the latest FISCAL updates delivered straight to your inbox. Path 2 ## [![FISCAL Forward logo](https://blog.fiscalcs.com/hubfs/fiscal_forward_logo_blog_v3.png) FISCAL Forward Launch Advances Financial Statement Spreading Efficiency September 01, 2023 For more than 30 years, FISCAL has provided easy-to-use and reliable credit analysis tools to community banks and credit unions, helping them streamline their financial statement spreading and...](https://blog.fiscalcs.com/news-updates/fiscal-forward-launch) ## [![financial spreading reports](https://blog.fiscalcs.com/hubfs/FinancialStatementSpreadingUltimateGuide_blog-1.png) Financial Statement Spreading for Small Business: Your Ultimate Guide August 21, 2023 Small business lending is an essential part of community banking. For local banks and credit unions, lending to entrepreneurs and small businesses in the community helps foster economic development...](https://blog.fiscalcs.com/news-updates/financial-statement-spreading-guide) ## [![woman viewing spreadsheets on computer](https://blog.fiscalcs.com/hubfs/Blog%20Images/SixTipsforBankFinancialStatementAnalysisinExcel.png) 6 Tips for Bank Financial Statement Analysis in Excel June 29, 2023 Credit unions and banks that use Excel for financial statement analysis have likely encountered the common pitfalls of the application: overwritten templates, broken formulas, and lack of...](https://blog.fiscalcs.com/news-updates/6-tips-for-bank-financial-statement-analysis-in-excel) ## [![loan spelled on blocks next to cash with woman in the background](https://blog.fiscalcs.com/hubfs/Blog%20Images/LoanRiskAnalysisProcess.png) Optimize Your Loan Risk Analysis Process June 23, 2023](https://blog.fiscalcs.com/news-updates/optimize-your-loan-risk-analysis-process) [Small business lending is a numbers game, but when it comes to managing risk, there are subjective aspects of the process that go beyond the borrower’s cash flow and [debt service coverage ratio](https://blog.fiscalcs.com/news-updates/how-to-quickly-calculate-debt-service-coverage-ratio-guide-for-banks)...](https://blog.fiscalcs.com/news-updates/optimize-your-loan-risk-analysis-process) ## [![computer with a spreadsheet opened up](https://blog.fiscalcs.com/hubfs/Blog%20Images/EssentialExcelFormulasBlog_Fiscal.png) Essential Excel Formulas for Financial Analysts and Underwriting May 18, 2023 Loan analysts use Excel nearly every day. Many learned the formulas, functions, and how to set up spreads on their own, asking colleagues or searching the internet for help. Even with their hands-on...](https://blog.fiscalcs.com/news-updates/essential-excel-formulas-for-financial-analysts-and-underwriting) ## [![woman at computer with screen showing spreadsheet and software](https://blog.fiscalcs.com/hubfs/Blog%20Images/SoftwarevsExcel_Blog_Fiscal.png) Financial Statement Spreading in Excel vs. Software April 26, 2023 Many community banks today manage financial statement spreading using Excel. Others opt for spreading software solutions. Both have their pros and cons, depending on the size of your institution,...](https://blog.fiscalcs.com/news-updates/financial-statement-spreading-in-excel-vs.-software) ## [![Loan Underwriting at a Local Community Bank](https://blog.fiscalcs.com/hubfs/Blog%20Images/Loan%20Underwriting%20Software%20Comparison%20Guide.png) Loan Underwriting Software Comparison Guide April 13, 2023 Not all loan underwriting software is created equal. Just as there are many different kinds of lending institutions, from large commercial banks to small credit unions, there are many software...](https://blog.fiscalcs.com/news-updates/loan-underwriting-software-comparison) ## [![](https://blog.fiscalcs.com/hubfs/Blog%20Images/SwitchToSpreadingSoftware_FISCAL%203.png) When You Should Transition to Financial Spreading Software March 30, 2023 Transitioning to financial spreading software is a big step for community banks and credit unions. Before making the switch, they must consider need, benefits and cost. In our experience, banks and...](https://blog.fiscalcs.com/news-updates/when-you-should-transition-to-financial-spreading-software) ## [![credit union paper and calculator](https://blog.fiscalcs.com/hubfs/Blog%20Images/Credit%20Union%20Lending%20Software.png) 5 Ways Credit Union Lending Software Optimizes Loan Processing February 21, 2023 Including member business lending in your credit union's offerings comes with added responsibility. Credit unions must adhere to regulations and undergo a higher level of scrutiny from examiners when...](https://blog.fiscalcs.com/news-updates/5-ways-credit-union-lending-software-optimizes-processing) [All posts](https://blog.fiscalcs.com/news-updates/all) [Next](https://blog.fiscalcs.com/news-updates/tag/loan-analysis/page/2) ## Want to learn even more about FISCAL and what’s going on in our world? Sign up for our monthly newsletter to get updates on the software and industry delivered directly to your inbox. 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