--- title: News-Updates (2) description: Whether you're a community bank or credit union, learn how our consistent and smart tools help streamline statement spreading and tracking. (2) --- [Contact Us | 800.248.5550](https://www.fiscalcs.com/contact-us-form/) Monday – Friday, 9:00 – 5:30 ET [![fiscal-forward-logo-reverse-color](https://blog.fiscalcs.com/hs-fs/hubfs/fiscal-forward-logo-reverse-color.png?width=2000&height=938&name=fiscal-forward-logo-reverse-color.png "fiscal-forward-logo-reverse-color")](https://www.fiscalcs.com/) - [SPREADING](https://www.fiscalcs.com/financial-statement-spreading-and-analysis/) - [SPREADING Overview & Features](https://www.fiscalcs.com/financial-statement-spreading-and-analysis/) - [SPREADING Demo](https://www.fiscalcs.com/fiscal-demo-request/) - [FAQs](https://www.fiscalcs.com/faqs/) - [TRACKING](https://www.fiscalcs.com/exception-tickler-tracking/) - [TRACKING Overview & Features](https://www.fiscalcs.com/exception-tickler-tracking/) - [TRACKING Demo](https://www.fiscalcs.com/tracking-demo-request/) - [FAQs](https://www.fiscalcs.com/faqs/) - [About Fiscal](https://www.fiscalcs.com/about-us/) - [About FISCAL](https://www.fiscalcs.com/about-us/) - [The FISCAL Story](https://www.fiscalcs.com/our-story/) - [Testimonials](https://www.fiscalcs.com/testimonials/) - [Support](https://www.fiscalcs.com/support-services/) - [Banks](https://www.fiscalcs.com/solutions-for-community-banks/) - [Credit Unions](https://www.fiscalcs.com/solutions-for-credit-unions/) - [Blog](https://blog.fiscalcs.com/news-updates) - [PRODUCT DEMO](https://www.fiscalcs.com/product-demo/) # News & Updates ## Subscribe here. 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Path 2 ## [![woman viewing spreadsheets on computer](https://blog.fiscalcs.com/hubfs/Blog%20Images/SixTipsforBankFinancialStatementAnalysisinExcel.png) 6 Tips for Bank Financial Statement Analysis in Excel June 29, 2023 Credit unions and banks that use Excel for financial statement analysis have likely encountered the common pitfalls of the application: overwritten templates, broken formulas, and lack of...](https://blog.fiscalcs.com/news-updates/6-tips-for-bank-financial-statement-analysis-in-excel) ## [![loan spelled on blocks next to cash with woman in the background](https://blog.fiscalcs.com/hubfs/Blog%20Images/LoanRiskAnalysisProcess.png) Optimize Your Loan Risk Analysis Process June 23, 2023](https://blog.fiscalcs.com/news-updates/optimize-your-loan-risk-analysis-process) [Small business lending is a numbers game, but when it comes to managing risk, there are subjective aspects of the process that go beyond the borrower’s cash flow and [debt service coverage ratio](https://blog.fiscalcs.com/news-updates/how-to-quickly-calculate-debt-service-coverage-ratio-guide-for-banks)...](https://blog.fiscalcs.com/news-updates/optimize-your-loan-risk-analysis-process) ## [![](https://blog.fiscalcs.com/hubfs/Blog%20Images/BankingSoftwareSolutionsBlog.png) Banking Software Solutions: Core Systems and Lending Software June 05, 2023 “Digital transformation” is a popular buzzword today, referring to the efforts companies are making to connect all digital parts of the business seamlessly. The goals of a digital transformation are...](https://blog.fiscalcs.com/news-updates/banking-software-solutions-core-systems-and-lending-software) ## [![computer with a spreadsheet opened up](https://blog.fiscalcs.com/hubfs/Blog%20Images/EssentialExcelFormulasBlog_Fiscal.png) Essential Excel Formulas for Financial Analysts and Underwriting May 18, 2023 Loan analysts use Excel nearly every day. Many learned the formulas, functions, and how to set up spreads on their own, asking colleagues or searching the internet for help. Even with their hands-on...](https://blog.fiscalcs.com/news-updates/essential-excel-formulas-for-financial-analysts-and-underwriting) ## [![woman at computer with screen showing spreadsheet and software](https://blog.fiscalcs.com/hubfs/Blog%20Images/SoftwarevsExcel_Blog_Fiscal.png) Financial Statement Spreading in Excel vs. Software April 26, 2023 Many community banks today manage financial statement spreading using Excel. Others opt for spreading software solutions. Both have their pros and cons, depending on the size of your institution,...](https://blog.fiscalcs.com/news-updates/financial-statement-spreading-in-excel-vs.-software) ## [![Loan Underwriting at a Local Community Bank](https://blog.fiscalcs.com/hubfs/Blog%20Images/Loan%20Underwriting%20Software%20Comparison%20Guide.png) Loan Underwriting Software Comparison Guide April 13, 2023 Not all loan underwriting software is created equal. Just as there are many different kinds of lending institutions, from large commercial banks to small credit unions, there are many software...](https://blog.fiscalcs.com/news-updates/loan-underwriting-software-comparison) ## [![](https://blog.fiscalcs.com/hubfs/Blog%20Images/SwitchToSpreadingSoftware_FISCAL%203.png) When You Should Transition to Financial Spreading Software March 30, 2023 Transitioning to financial spreading software is a big step for community banks and credit unions. Before making the switch, they must consider need, benefits and cost. In our experience, banks and...](https://blog.fiscalcs.com/news-updates/when-you-should-transition-to-financial-spreading-software) ## [![process automation for small banks](https://blog.fiscalcs.com/hubfs/Blog%20Images/Financial%20Spreading%20Automation-1.jpeg) 4 Benefits of Automated Financial Spreading for Small Banks March 21, 2023](https://blog.fiscalcs.com/news-updates/benefits-automated-financial-spreading-for-small-banks) [Automation has increasingly become a linchpin in optimizing operations across various sectors, notably within the banking and lending landscapes. The process of [financial statement spreading](https://blog.fiscalcs.com/news-updates/financial-statement-spreading-guide), a task...](https://blog.fiscalcs.com/news-updates/benefits-automated-financial-spreading-for-small-banks) ## [![credit union paper and calculator](https://blog.fiscalcs.com/hubfs/Blog%20Images/Credit%20Union%20Lending%20Software.png) 5 Ways Credit Union Lending Software Optimizes Loan Processing February 21, 2023 Including member business lending in your credit union's offerings comes with added responsibility. Credit unions must adhere to regulations and undergo a higher level of scrutiny from examiners when...](https://blog.fiscalcs.com/news-updates/5-ways-credit-union-lending-software-optimizes-processing) [Previous](https://blog.fiscalcs.com/news-updates/page/1) [All posts](https://blog.fiscalcs.com/news-updates/all) [Next](https://blog.fiscalcs.com/news-updates/page/3) ## Want to learn even more about FISCAL and what’s going on in our world? 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